Farm & Ranch Insurance in Eastern North Dakota

Coverage Overview

Comprehensive Farm & Ranch Protection

Agriculture is more than a business — it’s a way of life. Our farm policies are designed to protect everything from the family residence to specialty equipment and livestock, with add-ons tailored to modern farming operations.
Core Coverage

Primary Coverages

• Farm Dwelling / Residence
• Household Personal Property
• Farm Outbuildings, Barns & Structures
• Farm Personal Property (Equipment, Machinery, Tools)
• Livestock Coverage

Optional Add-Ons

Supplemental Coverages

• Equipment Breakdown
• Grain Blanket Coverage
• Farm Extra Expense
• Farm Operation Records
• Winter Perils – Livestock
• Replacement Cost – Farm Outbuildings & Machinery
• Special Form Coverage – Farm Machinery & Equipment
• Cab Glass
• Irrigation Equipment – Replacement Cost
• Short-Term Lease Equipment
• Spray Drift of Agricultural Chemicals Liability
• Farm Pollution / Clean-Up Liability
• Custom Farming / Custom Feeding Liability
• Hunting on Insured Premises Liability
• Incidental Business Pursuits (seed sales, snow removal, etc.)
• Farm GPS / Crop Monitors / Auto-Steer (Inland Marine)
• Employers Liability

Rooted in Walsh County and the Eastern Half of North Dakota. We know what it means to run a farm or ranch in this region. When you call Legacy Mutual, you’re speaking with agents who understand grain storage, harsh winters, and the equipment that keeps your operation running.